The Insurance Institute for Highway Safety (IIHS), a non-profit organizatioin funded by auto insurers, has just released a new report showing the highest and lowest insurance claims for 2009-2011 vehicles.
As you might expect, the most expensive claims and most severe overall losses are in the large luxury sports car categories. That makes sense since those are likely to be the most expensive vehicles to purchase, maintain, and repair (not to mention the fact their owners usually aren't the best drivers). On the flipside, however, there are quite a few pickup trucks represented in the Lowest Overall Losses categories.
Among some of the lowest overall vehicles on the list are the midsize GMC Canyon and Chevy Colorado pickups; however, the only full-size pickup to make the list (in the under $30,000 category) is the Ford F-150.
Also of note are the statistics of personal injury protecton claims among the vehicles of the same period. This information was collected to calculate the number of claims filed per 1,000 insured vehicle years for 2009-2011 vehicles as well. In this particular category, the highest ranking pickup truck was the Chevy Silverado 2500 Crew Cab 4WD with a score of 5.5, while the F-150 and Silverado half-ton 4WD pickups tie with a score of 6.5.
The data come from 80 percent of the insurance claims filed in the U.S. each year, which is collected and compiled by the Highway Loss Data Institute (HLDI), an affiliate of IIHS.
For the full article and explanation of the testing data, download HLDI_losses_report here.